Hello All,
I'm currently in the market to purchase a new 2009 BMW 335i xDrive Sedan. Here are the options/trim levels that I am looking for:

Premium Package
Cold Weather Package
Navigation
Automatic Transmission
Anti-theft Alarm

I've been doing some research on invoice pricing, factory to dealer incentives, factory to buyer incentives and such on Edmunds, Car Buying Tips, Cars, Invoice Dealers, and Yahoo.

This is my first time buying a car and my first time applying for any type of loan (to finance). My credit score is pretty good too since I always make I pay off my credit cards on time. I'm just a little nervous about going in and negotiating the price since I can pretty much assume that they will keep telling me that I can't get the price I want anywhere.

Any good tips on sticking to my initial offer? I would say my offer gives the dealership about 5% profit. Plus they would be making money off of me anyway when I eventually bring the car in for maintenance.

Also, would I be eligible for the 2.9% financing that they are offering this month?

One more question. What is complimentary xDrive? I'm assuming that they would take the base price of the RWD since they mention in the offer that the xDrive is complimentary. Is this correct?

I know this is kind of broad, but I would appreciate all the help I could get. Thanks a bunch :-)